Capital Strategy 02 · Debt
PRTNR Debt Fund I
Each loan is carefully underwritten, collateralized, and structured with defined exit strategies, allowing our investors to enjoy stable returns with an emphasis on capital preservation and disciplined risk management.
Thesis
Our private lending strategy.
— 01
Short Duration
Loan terms typically 6–24 months. We avoid duration risk and maintain capital velocity.
— 02
Monthly Distributions
Income is paid monthly. Predictable, asset-backed cash flow — not a marked-to-market promise.
— 03
Utah & Idaho
We lend in markets we walk. Local relationships, local appraisers, local recourse if it ever comes to it.
— 04
Defined Exit
Every loan underwritten with two viable exits — refi, sale, or take-out — before we fund.
Who Can Invest
Accredited Investors Only.
The SEC Definition
Investment in PRTNR Debt Fund I is limited to accredited investors as defined under Rule 501 of Regulation D. You generally qualify if you meet at least one of the following:
- $200K+ income for each of the last two years (or $300K joint), with reasonable expectation of the same this year
- $1M+ net worth, excluding the value of your primary residence
- Hold a Series 7, 65, or 82 license in good standing
How Subscription Works
The path from interest to invested is straightforward:
- Request the offering memo and review the PPM
- Complete a brief intro call with a PRTNR principal
- Complete accredited verification (third-party letter)
- Sign subscription docs and wire your commitment